(four) Any other evidence demonstrating the bank's Group advancement services are aware of Local community advancement requirements, for instance the amount of low- and reasonable-income persons which might be contributors, or quantity of organizations served; and
The Board considers Group growth loans and Neighborhood growth investments allocated pursuant to paragraph I.b of appendix B to this section.
means, notwithstanding the definition of “compact farm” During this part, a loan included in “loans to little farms” as reported in Program RC-C of the Call Report.
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The Limited Purpose Bank Community Growth Financing Metric measures the dollar volume of a lender's community advancement loans and community progress investments that reward or provide all or Component of the nationwide spot compared to the financial institution's assets calculated pursuant to paragraph III.a of appendix B to this section.
The Board considers the branch availability and providers supplied at branches of banking companies that work a number of branches pursuant to paragraph (b)(2) of this area.
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(3) A little business enterprise loan or modest farm loan is situated inside the census tract where by the key small business facility or farm is situated or in which the borrower will usually use the loan proceeds, as indicated with the borrower.
(e) Information on Neighborhood enhancement loans and Group enhancement investments by a consortium or a 3rd party.
The click here Board assigns conclusions for the efficiency of a lender running beneath a strategic prepare pursuant to § 228.
The Board evaluates a bank's remote support facility availability in a very facility-primarily based assessment area determined by the subsequent:
A bank which has been approved to become evaluated below a strategic program need to incorporate in its community file a copy of that strategy whilst it's in impact. A bank need not include information submitted to the Board with a confidential basis in conjunction with the approach.
(B) A financial institution may perhaps specify utilizing property in its place denominator for your Group development financing metric if it much better measures a bank's capacity.
indicates a staffed banking facility, no matter whether shared or unshared, the Board accepted or authorized as being a department and that's open up to, and accepts deposits from, most of the people.